Insurance Brokerage
At Risk Management Solutions of America, Inc. (RMSOA), we specialize in supporting retail insurance brokers by tackling challenging casualty placements that standard markets have declined. With access to Excess & Surplus lines insurers and international markets, we act as your back-office partner to secure the coverage your clients need.

Our expertise spans:
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General Liability
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Products Liability
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Professional Liability
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Workers’ Compensation
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Excess Liability and Umbrellas
Additionally, our markets provide access to coverages like:
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Automobile
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Cyber Liability
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Pollution Liability
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Property and Allied Products
As one of the few minority-owned wholesale brokerage operations in the U.S., RMSOA offers a unique, innovative approach to resolving even the most complex insurance placement challenges.
Why Choose RMSOA?
- Independent Wholesale Brokerage: We provide tailored placements in property, casualty, and professional liability disciplines.
- Extensive Market Access: Representing over 40 insurance carriers, including appointments by Lloyd’s of London.
- National Reach: Partnering with retail brokers across the U.S., including three of the largest in the industry.
- Specialized Expertise: Crafting specific policy language and coverages to meet unique needs.
- Program Development: Designing specialty programs for various industry groups.
Our strong, longstanding relationships with carriers enable us to handle even the most challenging accounts, ensuring your success and client satisfaction. With RMSOA, you gain a partner dedicated to innovative solutions and unmatched service.
